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Orthodontics and Insurance – Am I Covered?

While braces and orthodontic care come with a variety of options and payment plans, many rely on assistance from insurance to cover some of the cost.

As you probably know, health insurance isn’t the most straightforward of subjects. Especially when it comes to dental procedures.

If you’re looking at orthodontic treatment for yourself or a child, the first question you should ask is….

Do I Even Have Dental Coverage?

While your teeth are a very important part of your body, they’re generally not covered by default under a health insurance plan. Instead, a dental package is selected and added as a separate plan. Depending on who your insurance is through and what you need, this is a relatively affordable option compared to health insurance.

If you never selected to add dental coverage, it’s likely you’re not covered by your insurance. To check your options and what’s covered, it’s best to contact your insurance company directly.

Does Dental Insurance Cover Orthodontic Care?

This is where things can get even more complicated. While dental insurance covers some necessary procedures to the dental office, orthodontic work may not be covered by your dental insurance.

Or it may only cover individuals under 18.

Once again, the best thing to do is to check with your insurance company and make sure you know what is and isn’t covered. If you’re not currently covered for orthodontic work, it’s possible that you can add it.

Alternatives to Insurance

Because everyone’s insurance is different, we work hard to provide service options that work for those without coverage. At Cosmopolitan Orthodontics, we offer flexible, no-interest financing options so that you don’t have to pay for everything up front.

This makes it easy for almost everyone to achieve their best smile.

And the best part is, you can schedule an initial consultation for free! From there, you’ll have a much better understanding of what your options are, as well as an estimate of what it may cost. The first step is scheduling an appointment. For a quality Lakeville Orthodontist experience, contact us today!